The Command Asset Program

A Powerful Tool That Connects Your Financial World

Wells Fargo Advisors' Command Asset Program is an enhanced brokerage account that combines investing with easy access to online, mobile, and ATM cash management features. It enables direct deposit (i.e., annuity and Social Security payments and payroll deposits) and serves as your primary investment account.

The Command Asset Program creates an integrated relationship that combines investing and financial management into a single, easy-to-manage account and provides one comprehensive asset management tool that gives you the “big picture” of your finances by connecting your financial world:

  • Your Financial Advisor
  • Your investment accounts (brokerage, IRAs, trust accounts, etc.)
  • Financial management services1

It’s simple. It’s flexible. And it’s designed for maximum convenience.

Mobile and Online Features
Personal investment advice
Command credit line and overdraft protection
The monthly statement
The annual summary and tax package
Other valuable features

Mobile2 and Online3 Features

Command’s premium financial management services are designed to allow you to have access points to everything you need to manage your investments. This includes direct deposit and ATM access at over 12,000 Wells Fargo ATMs across the country.

With The Command Asset Program’s online and mobile features, you can:

  • Seamlessly navigate between online banking, online brokerage, transfer, and Bill Pay platforms
  • View your Command Credit Line
  • Receive text alerts
  • Move money between Wells Fargo accounts or other eligible financial institutions
  • Enjoy mobile banking2 through the Wells Fargo App
  • Deposit checks via mobile device
  • View check images

Learn more about Command mobile/online.

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Personal Investment Advice

The Command Asset Program gives you unlimited access to professional investment advice and research. Your Financial Advisor is available to help you make sound investment decisions to help you reach your short- and long-term goals.

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Command Credit Line* & Overdraft Protections

You can automatically access your Command credit line against the value of your marginable securities by simply writing a check or using your debit card. Loan interest is minimized as deposits credited to your account automatically pay down the credit line. This feature also provides overdraft protection for your Command Asset Program.

*Margin borrowing may not be suitable for all investors. When you use margin, you are subject to a high degree of risk. Market conditions can magnify any potential for loss. The value of the securities you hold in your account, which will fluctuate, must be maintained above a minimum value in order for the loan to remain in good standing. If it is not, you will be required to deposit additional securities and/or cash in the account, or securities in the account may be sold. Please carefully review the margin agreement which explains the terms and conditions of the margin account, including how the interest on the loan is calculated.

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The Monthly Statement

The Command monthly statement is innovative in its comprehensive financial detail and customer-friendly design. Your statement can help you organize and categorize your finances, ultimately showing you everything you need to know, including:

  • Account earnings
  • Portfolio holdings
  • ATM transactions
  • All investment activity
  • All banking activity

Your progress summary provides values for all of the cash flowing into and out of the account along with the change-in-value for the period. The value-over-time graph illustrates your progress during the current year.

Your portfolio summary categorizes your investments by asset type for the last two periods. It shows both dollar values and portfolio percentages, with the current month’s allocation percentage displayed in the pie chart.

You can choose to have a summary balance of "other assets," such as checking accounts, and "other liabilities," including credit cards and credit lines. Contact your Financial Advisor for details.

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The Annual Summary & Tax Package

For certain personal and business accounts, the Command Asset Program includes an annual summary and tax package, which provides an enhanced tax statement and an annual summary in one concise document. It can help you save time as you compile your end-of-year tax information and plan new investment strategies for the coming year. Contact your Financial Advisor for details.

The annual summary and tax package includes:

  • A table of contents
  • Summary of reportable tax information
  • Consolidated Forms 1099
  • Asset earnings summary
  • Gain/loss summary4
  • Portfolio assets report
  • Account activity recap
  • A report of other assets and liabilities (may include IRAs, credit cards, and loans)

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Other Valuable Features

The Command Asset Program also gives you access to premium financial management services, including:

  • Platinum Debit Card5
  • Account Alerts6
  • Unlimited check-writing privileges7
  • Basic check re-orders
  • The ability to utilize Wells Fargo Bank locations nationwide for deposits/check cashing services

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Request More Information

For more information about the Command Asset Program and how it fits into your financial world, contact your Financial Advisor.

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1Financial management services are offered by banking and non-banking affiliates of Wells Fargo & Company, including, but not limited to, Wells Fargo Bank, N.A. and divisions of Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. is an affiliate of Wells Fargo Advisors and a subsidiary of Wells Fargo & Company.

2Your mobile banking balance may not reflect all of your transactions, such as checks you have written or debit card transactions that have been approved but not yet submitted for payment by the merchant. Service provider and applicable account activity fees may apply.

3Access to the service may be limited, delayed or unavailable during periods of peak demand, market volatility, system upgrades or maintenance, or electronic, communication or system problems, or for other reasons.

4Gain/loss data shown on your account statement is for your information only and is not a substitute for your own records and the year-end Form 1099. Cost data and acquisition dates provided by you are not verified by Wells Fargo Advisors. Please talk with your tax advisor to determine the tax consequences of your securities transactions.

5Cards issued in certain states may not have the ability to make PIN-based transactions.

6Market volume and volatility may cause delays in system access and trade execution.

7Command Check means a payable through draft that is similar in appearance and function to a traditional check but is written and processed from your brokerage account. Checkwriting and check order fees apply to Command Asset for Business. For Command Asset Program for IRA, you must be over age 59½ to receive checks; distributions taken prior to age 59½ are taxed as ordinary income and may be subject to a 10% Federal tax penalty.