Platform

Wells Fargo Advisors provides our clients with a wide, constantly updated selection of financial products and services in an effort to assist our advisors and to serve our clients’ ever-changing needs.

The Envision® Process.

Offered exclusively at Wells Fargo Advisors, the Envision process was created to give our Financial Advisors a competitive advantage — one that helps you deepen relationships with existing clients while differentiating yourself to new prospects.

Combining goals-based guidance with sophisticated statistical modeling, the Envision process is an effective, easy-to-understand method for helping your clients target and achieve their most important goals.

You will be able to develop hypothetical scenarios to help your clients visualize their financial dreams, so they understand what it will take to realize them. The Envision planning process allows you and your clients to continually monitor and test their progress to address that key question: “How am I doing?”

This process is designed to help clients live the one life they have to live the way they want to live it without undue financial sacrifice or overexposure to risk.

IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time. Envision is a registered service mark of Wells Fargo & Company and used under license.

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Advisory

The core of our Advisory platform is a strategic focus on the long-term advantages and benefits that align with your clients’ needs, goals, and risk tolerance. Advisory offers flexibility and choice amongst a wide array of financial products and services – with just one client fee, (based upon account assets), that covers both investment advice and trading costs.

  • Separate Managed Accounts (SMA) - Professional money management provided by institutional managers.
  • Wrap fee Advisory – Asset allocation constructed from a broad universe of institutional share class, no-load, and load-waived investments. (Available in both discretionary and non-discretionary platforms.)
  • Client Directed – A full service non-discretionary investment program that includes advisory services and custodial/transaction costs combined into a single asset-based fee.
  • FA Directed – Discretionary investment advisory program in which the Financial Advisor provides clients conflict-free advice, based upon objective research.
  • Strategic Partnership – A cost-sharing program that helps Financial Advisors tap into their professional relationships in an effort to gather new assets.
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Lending & Banking

Lending & Banking products and services play an important role in managing clients’ wealth. Helping clients make borrowing decisions in the context of their larger financial strategy and goals may help them benefit from tax efficiency, lower borrowing costs and an integrated approach to planning.

  • Securities-based lines of credit
  • Residential mortgages
  • Home-equity financing
  • Credit cards
  • Business financing options
Equal Housing Lender logo

Lending and other banking services available through the Lending & Banking Services Group of Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801) Member FDIC; Wells Fargo Home Mortgage and Wells Fargo Equipment Finance, Inc. All loans and lines of credit are subject to credit approval, verification and collateral evaluation. Initial credit decision is subject to your meeting specific underwriting requirements, and final approval will be based upon your satisfying these requirements. Certain restrictions apply. Programs, rates, terms and conditions are subject to change without advance notice. Products are not available in all states. Licensed by New Hampshire banking department.

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Retirement Planning

One of the biggest concerns for many of your clients will be how to make their way into retirement with the financial support they’ll need in their golden years. We offer you a wide variety of products and accounts to support a flexible retirement strategy for all of your clients.

  • IRAs
  • 401(k)
  • 403(b)
  • Annuities
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Traditional Brokerage Products

Some financial products and services may be found in nearly every firm, but Wells Fargo Advisors goes the extra mile by committing to provide a wide range of choices and high-quality support and expertise when you need to employ these more traditional financial products.

  • Mutual Funds
  • UITs
  • Exchange traded products
  • Bonds
  • Stocks
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Alternative Investments

Your clients may be looking for unique ways to enhance their portfolios. Alternative Investments allow your clients an opportunity to diversify by offering non-correlated products that help reduce total volatility and can potentially increase the portfolio's total return.

  • Managed Futures and Hedge Funds
  • Market Linked Investments
  • Exchange Funds
  • Donor-Advised Funds
  • Pooled-Income Funds

Alternative Investments are generally speculative and involve specific risks that your clients should be aware of before investing. Minimum income restrictions and/or other requirements may apply.

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Trust Services

You will be able to take advantage of the high-quality and efficient service of the Wells Fargo Advisors Personal Trust Services to help you open and maintain a trust account when you encounter a client who needs a corporate trustee.

  • Real estate officers
  • Special needs trust officers
  • IRA Center of Excellence
  • Estate settlement officers
  • Delaware Trusts
  • ILIT trust officers and insurance specialists
  • Philanthropic manager

Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors.

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Other Planning Products

Wells Fargo Advisors has a financial product or service for nearly every financial situation one of your clients may be in or goal they may have.

  • Estate Planning
  • Tax-sensitive investing
  • Executive Services
  • High Net Worth
  • Education Planning
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