Ask the Institute

The Wells Fargo Investment Institute series of “Ask the Institute” reports addresses questions investors are asking.

Behavioral Finance

You should understand the roles psychology and emotions can play in your investment decision-making. That’s where behavioral finance comes in.

Understanding Asset Location

It’s important to understand the difference between asset location and asset allocation and how using them together can affect investment performance.

Being Strategic With Liabilities

It’s often a good idea to include credit services and solutions in an investment strategy.

Using Losses to Reduce Taxes

Employing “tax loss harvesting” – selling investments that have decreased in value since you purchased them – may reduce the amount you pay the IRS.

Retirement Income Planning

Retirement income planning can help you better prepare for the years, or even decades, after you stop working.

Concentrated Positions

Understanding different aspects of concentrated positions can help you better manage your portfolio.

Social Impact Investing

Understanding social impact investing can help you put your money into companies that reflect your core values.

Risk Tolerance

Understanding how to determine your risk tolerance is an important early step in investment planning.

Portfolio Performance

When evaluating the performance of your portfolio, there are three sets of statistics that are important to consider: return, risk and how closely your portfolio tracks to your investment plan.

Wells Fargo Investment Institute, Inc., is a registered investment adviser and wholly owned subsidiary of Wells Fargo Bank, N.A., a bank affiliate of Wells Fargo & Company.