Credit Cards

Wells Fargo Advisors clients can take advantage of our credit cards that offer travel benefits, rich rewards, convenience and more. Choose the card that best suits your lifestyle.

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For more information about these credit cards, contact your Financial Advisor.

Wells Fargo Advisors By Invitation® Visa Signature®  Wells Fargo Advisors By Invitation® Visa Signature® Travel the world in style
Wells Fargo Advisors Premium Rewards Visa Signature®  Wells Fargo Advisors Premium Rewards Visa Signature® Relationship has its rewards
Wells Fargo Propel
World American Express®
 
Wells Fargo Propel World American Express® The world is open, keep exploring
Terms and Conditions
By Invitation Visa Signature Premium Rewards Visa Signature Propel World American Express
Terms and Conditions

Refer to Wells Fargo Rewards Program Terms and Conditions and Addendum for the Wells Fargo Advisors By Invitation Visa Signature Card.

Refer to Wells Fargo Rewards Program Terms and Conditions and for the Wells Fargo Advisors Premium Rewards Visa Signature Card.

Refer to Wells Fargo Rewards® Program Terms and Conditions for the Wells Fargo Propel World American Express® Card.

Accelerated earnings that reward your lifestyle
By Invitation Visa Signature Premium Rewards Visa Signature Propel World American Express
Accelerated earnings that reward your lifestyle
  • 3X points on travel (airlines, hotels, car rentals and more), 2X points at restaurants, and 1X on other net purchases.1
  • Anniversary bonus of 35,000 points when you spend $75,000 annually.2
  • 1.5X points at restaurants and on travel (airlines, hotels, car rentals and more), and 1X on other net purchases.6
  • Anniversary bonus of 10,000 points when you spend $25,000 annually.7
  • 3X points on airlines, 2X points on hotels and 1X points on other net purchases.8
  • Welcome bonus of 40,000 points with spend of $3,000 in net purchases over first 3 months of account opening.9
  • Earn an annual relationship bonus of 10%, 25% or 50% more on non-bonus rewards points if you maintain a qualifying consumer Wells Fargo Checking or Savings Account, or a Portfolio by Wells Fargo® relationship.10
Explore the world. Experience the convenience.
By Invitation Visa Signature Premium Rewards Visa Signature Propel World American Express
Explore the world. Experience the convenience.
  • No foreign currency conversion fees.
  • Chip-enabled technology for greater global acceptance and added security at chip enabled terminals.
  • Enjoy unrestricted air travel redemption- virtually worldwide, first-class, with no blackout dates.3
  • One application fee statement credit for either Global Entry ($100) or TSA Pre-check ($85) up to a maximum of $100 per cardholder for faster entry through U.S. customs.4
  • No foreign currency conversion fees.
  • Chip-enabled technology for greater global acceptance and added security at chip enabled terminals.
  • Enjoy unrestricted air travel redemption - virtually worldwide, first-class, with no blackout dates.3
  • No foreign currency conversion fees.
  • Up to $100 in reimbursements for incidental airline charges.11
  • Chip-enabled technology for greater global acceptance and added security at chip enabled terminals.
  • Enjoy unrestricted air travel redemption - virtually worldwide, first-class, with no blackout dates.
Security Feature
By Invitation Visa Signature Premium Rewards Visa Signature Propel World American Express
Security Feature

Zero Liability for promptly reported unauthorized transactions.

Zero Liability for promptly reported unauthorized transactions.

Zero Liability for promptly reported unauthorized transactions.

Experiential Features and Benefits
By Invitation Visa Signature Premium Rewards Visa Signature Propel World American Express
Experiential Features and Benefits
  • Go Far Rewards™
  • Visa Signature Concierge.
  • Visa Signature Luxury Hotel collection.
  • Signature VIP access to entertainment, sports, and cultural events.
  • Go Far Rewards™
  • Visa Signature Concierge.
  • Visa Signature Luxury Hotel collection.
  • Signature VIP access to entertainment, sports, and cultural events.
  • Go Far Rewards™
  • 24/7 concierge and priority access to qualifying entertainment events.
  • Exclusive privileges when you book through the Luxury Hotel Program.
  • Access to tickets before the general public.
  • Link your card with your Facebook, Foursquare or Twitter account to get special offers and experiences from Amex Offers.12
Online Tools to Simplify Payments
By Invitation Visa Signature Premium Rewards Visa Signature Propel World American Express
Online Tools to Simplify Payments
Guide to Benefits
By Invitation Visa Signature Premium Rewards Visa Signature Propel World American Express
Guide to Benefits

Refer WFA By Invitation Visa Signature Guide to Benefits (PDF).

Refer WFA Premium Rewards Visa Signature Guide to Benefits (PDF).

Refer Wells Fargo Propel World American Express Guide to Benefits (PDF).

Annual Fee
By Invitation Visa Signature Premium Rewards Visa Signature Propel World American Express
Annual Fee

$0 introductory annual fee for the first year and $350 after that. Annual fee will continue to be waived thereafter if household relationship with Wells Fargo is $1 million.5

No annual fee.

$175 annual fee, $0 introductory annual fee for the first year and $175 after that.

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For more information about these credit cards, contact your Financial Advisor.

13 rewards points (1 base plus 2 bonus) are earned for each $1 spent in net purchases (purchases minus returns/credits) only at retailers whose merchant category code for Visa is classified as: airline, passenger railway, cruise line, hotel/motel, travel agency, or vehicle/auto rental. 2 points (1 base plus 1 bonus) are earned for each $1 spent in net purchases only at retailers whose merchant category code for Visa is classified as restaurant. Purchases not processed using these merchant codes for Visa will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus points. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. 1 point will be earned for each dollar spent on other net purchases. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and pre-paid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including (but not limited to) returned payment fees, late fees, and monthly or annual fees, do not earn rewards points. Refer to the Wells Fargo Rewards® Program Terms and Conditions and Addendum for the Wells Fargo Advisors By Invitation® Visa Signature® Card for details.

2You will earn 35,000 Points (Your "Anniversary Bonus") if You have made at least $75,000 in Net Purchases (purchases minus returns/credits) on Your Wells Fargo Advisors By Invitation® Visa Signature® credit card account during the 12 month period (Your "Anniversary Year")that begins on your account open date (Your "Anniversary Date") and ends on the day prior to your next Anniversary Date. For example, if Your Anniversary Date is November 28th, your Anniversary Year will end on November 27th each year. Wells Fargo does not have the ability to control when merchants process transactions; therefore the date of each transaction is determined based on the transaction date provided by the merchant. If the Net Purchase threshold is met prior to the end of Your Anniversary Year, Your Anniversary Bonus will appear as Pending on Your Anniversary Date and will be redeemable within 1-2 billing periods after Your Anniversary Date. Your Anniversary Bonus will be awarded annually in the same manner, as long as You make at least the required amount of Net Purchases during any subsequent Anniversary Year. A new Anniversary Year begins each calendar year on the anniversary of your account open date. This Anniversary Bonus is solely for Your Wells Fargo Advisors By Invitation® Visa Signature® credit card, and excludes all transactions made with other Wells Fargo credit cards.

3Flights must be redeemed through Go FarTM Rewards. For airline ticket redemptions, the number of points required to be redeemed is equivalent to the ticket costs divided by 0.015, rounded up to the nearest whole point. Points comparison is based on Go Far Rewards cash redemption options, where the number of points required to redeem is equivalent to the ticket cost divided by 0.01. Cash redemption options must be redeemed in $25 increments (currently 2500 points). Certain restrictions and limitations apply. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and Addendum for the Wells Fargo Advisors By Invitation Visa Signature Card or the Summary of the Wells Fargo Rewards Program Terms and Conditions and Addendum for the Wells Fargo Advisors Premium Rewards Visa Signature Card.

4Global Entry and TSA Pre✓™ are U.S. Government programs. Visa and Wells Fargo Bank, National Association have no control over the program including, but not limited to, application, approval process or enrollment, fees charged, and no liability with regards to the Global Entry or the TSA Pre✓ program. For complete details on the Global Entry or TSA Pre✓ programs, including full terms and conditions, go to www.globalentry.gov and www.tsa.gov/tsa-precheck. You must complete the Global Entry application and pay a $100 nonrefundable application fee or the TSA Pre✓ application and pay a $85 nonrefundable application fee with a valid Wells Fargo By Invitation Visa Signature Card to be eligible for this statement credit. Up to 2 cardholders per account can each receive either the $100 or $85 statement credit, whichever is paid first, for a maximum statement credit of up to $200 per account. The credit is only available once every four years. If approved for Global Entry, at no additional charge, the cardholder will receive access to TSA Pre✓. Eligibility for TSA Pre✓ is determined on a flight-by-flight basis and not guaranteed. For complete details on the TSA Pre✓ program, go to www.tsa.gov/tsa-precheck. Visa and Wells Fargo Bank, National Association reserve the right to modify or cancel this offer at any time and without notice. Certain restrictions, limitations, and exclusions apply to receive this statement credit; refer to By Invitation Visa Signature Visa Guide to Benefits (PDF) for further details.

5There is a $0 introductory annual fee for the first year. After your account is open one full year and each year after that, your account is subject to the annual membership fee of $350. The fee is billed in September and may be waived based on your household relationship with Wells Fargo as of the immediately preceding June 30. If your household relationship with Wells Fargo totals $1,000,000 or more, the annual membership fee will be waived. Your household relationship includes Wells Fargo Bank deposit accounts and personal brokerage assets that appear on your Wells Fargo Advisors statements.

61.5 rewards points (1 base plus 0.5 bonus) are earned for each $1 spent in net purchases (purchases minus returns/credits) only at retailers whose merchant category code for Visa is classified as: airline, passenger railway, cruise line, hotel/motel, travel agency, vehicle/auto rental or restaurant. Purchases not processed using these merchant codes for Visa will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for bonus points. You may not earn bonus rewards points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. 1 point will be earned for each dollar spent on other net purchases. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and pre-paid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the Internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn rewards points. Refer to the Wells Fargo Rewards® Program Terms and Conditions and Addendum for the Wells Fargo Advisors Premium Rewards Visa Signature Card® for details.

7You will earn 10,000 Points (Your “Anniversary Bonus”) if You have made at least $25,000 in Net Purchases (purchases minus returns/credits) on Your Wells Fargo Advisors Premium Rewards Visa Signature® credit card account during the 12 month period that begins on your account open date (Your “Anniversary Date”) and ends on the day prior to your next Anniversary Date (Your “Anniversary Year”). For example, if Your Anniversary Date is November 28th, your Anniversary Year will end on November 27th each year. Wells Fargo does not have the ability to control when merchants process transactions; therefore the date of each transaction is determined based on the transaction date provided by the merchant. If the Net Purchase threshold is met prior to the end of Your Anniversary Year, Your Anniversary Bonus will appear as Pending on Your Anniversary Date and will be redeemable within 1-2 billing periods after Your Anniversary Date. Your Anniversary Bonus will be awarded annually in the same manner, as long as You make at least the required amount of Net Purchases during any subsequent Anniversary Year. A new Anniversary Year begins each calendar year on the anniversary of your account open date. This Anniversary Bonus is solely for Your Wells Fargo Advisors Premium Rewards Visa Signature® credit card, and excludes all transactions made with other Wells Fargo credit cards.

8Three rewards points (1 base point plus 2 bonus points) are earned per dollar spent on net purchases (purchases minus returns/credits) made directly with airlines whose merchant category for American Express is classified in the airlines and air carriers category; (charter flights and private jet flights are not considered airlines and air carriers) and two rewards points (1 base point plus 1 bonus point) are earned per dollar spent on net purchases made with hotels whose merchant category for American Express is classified in the lodging hotels, motels, and resorts category; (timeshares, recreation camps, and campgrounds are not considered lodging hotels, motels, and resorts). You may not earn bonus points for airfare or hotels purchased as part of vacation packages, or if purchased through third parties including third party travel agents or aggregators. Purchases not processed using these codes for American Express will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for bonus points. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, retailers who submit purchases using a mobile/wireless card reader or if you use a mobile or digital wallet. One rewards point will be earned per dollar spent on other net purchases. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and pre-paid gift cards, wire transfers, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn points. Please refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and Addendum for the Wells Fargo Propel World American Express® Card for details.

9To qualify for the 40,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. The bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and pre-paid gift cards, wire transfers, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn rewards points. Refer to the Summary of the Wells Fargo Rewards Program Terms and Conditions for the Wells Fargo Propel World American Express Card for details.

10If you own a qualifying Wells Fargo consumer checking or savings account, or a Portfolio by Wells Fargo® program (each a "qualifying deposit account"), you will earn a relationship bonus of 10%, 25%, or 50% on rewards points earned on net purchases (purchases minus returns/credits) made on your credit card account. You cannot earn a relationship bonus on points that are earned as either bonus points or as promotional points. Your relationship bonus percentage will be determined based on the type of qualifying deposit account you own. If you own an eligible checking or savings account, you will earn a 10% relationship bonus. If you own the primary checking account in a Portfolio by Wells Fargo program, you will earn either a 25% or 50% relationship bonus, depending on the statement-ending qualifying relationship balances and type of Portfolio by Wells Fargo program. If you own more than one qualifying deposit account, you will earn the most favorable bonus rewards points percentage you qualify for at the time your relationship bonus is calculated. The relationship bonus, which will be in the form of rewards points, will post to your account in the 13th month after your credit card account was opened and annually on this date thereafter for as long as you maintain your qualifying deposit account. Please refer to the Summary of Wells Fargo Rewards® Program Terms and Conditions and Addendum to the Wells Fargo Rewards® Program Terms and Conditions for the Wells Fargo Propel World American Express® Card for details.

11Each Wells Fargo Propel World American Express Card Account will be eligible to receive credit totaling up to $100 per year for airline qualifying charges. Qualifying charges are domestic or international airline transactions (excluding ticket purchases) that are processed by retailers or airlines under the merchant code for American Express in the category of airlines and air carriers. Wells Fargo does not have the ability to control how a retailer or airline chooses to classify their business and purchases made at retailers or airlines that do not process transactions using these codes for American Express will not qualify for credits. Cardholder is responsible for alerting Wells Fargo within 90 days of the transaction to receive credit for any qualifying charges that did not automatically post to your statement. Certain limitations and restrictions apply; please refer to the Airline Benefit Addendum to Consumer Credit Card Customer Agreement and Disclosure Statement for further details.

12Amex Offers is a separate program brought to you by American Express. Please note that your use of the Amex Offers site is subject to your agreement to the separate terms and conditions for that site provided by American Express. Wells Fargo is not affiliated with nor does it maintain control over any other company offering products or services and does not endorse, provide or guarantee their products, services or policies. Wells Fargo is not responsible for the actions or omissions of these companies nor is Wells Fargo responsible for any other cause, condition or event beyond its direct control.

Credit cards are issued by Wells Fargo Bank, N.A., a bank affiliate of Wells Fargo & Company. Lending and other banking services available through the Lending & Banking Services Group of Wells Fargo Advisors are offered by banking and non- banking affiliates of Wells Fargo & Company.

American Express is a federally registered service mark of American Express. This credit card program is issued and administered by Wells Fargo Bank, N.A. pursuant to a license from American Express. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

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