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Credit Cards

Wells Fargo Advisors' clients can take advantage of Wells Fargo credit cards that offer rich rewards and additional features and benefits. Choose a card that best suits your lifestyle.

Wells Fargo Advisors By Invitation Visa Signature®

The Wells Fargo Advisors By Invitation Visa Signature® Card is exclusively available to clients of Wells Fargo Advisors.

  • $0 annual fee
  • Accelerated earnings on rewards points every day: 3X points on travel, 2X points at restaurants, and 1X points on other purchases1.
  • Points that take you farther: 50% more value with rewards points redeemed for airfare through wellsfargo.com/rewards. For example, currently 35,000 points can be redeemed for $525 value in airfare redemption vs. $350 value toward cash redemption2.
  • Anniversary bonus points: 35,000 bonus rewards points with $75,000 or more per year in purchases3.
  • Global Entry and TSA Pre✓™ membership: Receive one application fee statement credit either for Global Entry ($100) or TSA Pre-Check ($85), up to a maximum of $100.4
  • Guide to Benefits

For more information or to apply contact your Financial Advisor

Wells Fargo Active Cash Card

The Wells Fargo Active CashSM Card with no categories to track or rules to remember.


  • $0 annual fee
  • Unlimited 2% cash rewards on purchases5
  • 0% introductory annual percentage rate (APR) on purchases and qualifying balance transfers for 15 months from date of account opening, after that a variable 14.99%, 19.99%, or 24.99% APR will apply. Balance transfers made within 120 days qualify for the intro rate and fee. Important Credit Terms
  • Introductory bonus: Eligible new cardholders may earn a $200 cash rewards bonus when they spend $1,000 on purchases in the first 3 months6.
  • Guide to Benefits

Already have a credit card with Wells Fargo?

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For more information about this credit card, contact your Financial Advisor.


Credit cards are subject to qualification

Eligibility for introductory rate(s), fees, and bonus rewards offers

You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers- even if that account is closed and has a $0 balance.

You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.

1. Three rewards points (1 base plus 2 bonus) are earned for every $1 spent in net purchases (purchases minus returns/credits) only at retailers whose merchant category code for Visa is classified as airline, passenger railway, cruise line, hotel/motel, travel agency, or vehicle/auto rental. Two points (1 base plus 1 bonus) are earned for every $1 spent in net purchases only at retailers whose merchant category code for Visa is classified as restaurant. Purchases not processed using the merchant codes for Visa mentioned above will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify its business and therefore reserves the right to determine which purchases qualify for bonus points. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. One point will be earned for every $1 spent on other net purchases. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, bets or wagers transmitted over the internet, or fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn rewards points. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and Addendum for the Wells Fargo Advisors By Invitation Visa Signature® Card for details .

2. Flights must be redeemed through Wells Fargo Rewards®. For airline ticket redemptions, the number of points required to be redeemed is equivalent to the ticket costs divided by 0.015, rounded up to the nearest whole point. Points comparison is based on Wells Fargo Rewards® cash redemption options, where the number of points required to redeem is equivalent to the ticket cost divided by 0.01. Cash redemption options must be redeemed in $25 increments (currently 2,500 points). Certain restrictions and limitations apply. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and Addendum for the Wells Fargo Advisors By Invitation Visa Signature® Card.

3. You will earn 35,000 Points (Your Anniversary Bonus) if You have made at least $75,000 in Net Purchases (purchases minus returns/credits) on Your Wells Fargo Advisors By Invitation Visa Signature® card account during the 12 month period (Your Anniversary Year) that begins on your account open date (Your Anniversary Date) and ends on the day prior to your next Anniversary Date. For example, if Your Anniversary Date is November 28th, your Anniversary Year will end on November 27th each year. Wells Fargo does not have the ability to control when merchants process transactions; therefore the date of each transaction is determined based on the transaction date provided by the merchant. If the Net Purchase threshold is met prior to the end of Your Anniversary Year, Your Anniversary Bonus will appear as Pending on Your Anniversary Date and will be redeemable within 1-2 billing periods after Your Anniversary Date. Your Anniversary Bonus will be awarded annually in the same manner, as long as You make at least the required amount of Net Purchases during any subsequent Anniversary Year. A new Anniversary Year begins each calendar year on the anniversary of your account open date. This Anniversary Bonus is solely for Your Wells Fargo Advisors By Invitation Visa Signature® Card, and excludes all transactions made with other Wells Fargo credit cards.

4. Global Entry and TSA Pre✓® are U.S. government programs. Visa and Wells Fargo Bank, N.A., have no control over the program, including, but not limited to, application, approval process or enrollment, fees charged, and no liability for the Global Entry or the TSA Pre✓ program. For complete details on the Global Entry or TSA Pre✓ programs, including full terms and conditions, go to globalentry.gov and tsa.gov/tsa-precheck. You must either complete the Global Entry application and pay a $100 nonrefundable application fee or complete the TSA Pre✓ application and pay an $85 nonrefundable application fee with a valid Wells Fargo Advisors By Invitation Visa Signature® Card to be eligible for this statement credit. Your account can receive either the $100 or $85 statement credit, whichever purchase posts first to your account will receive the statement credit. Please allow 6 – 8 weeks after the application fee is charged to an eligible card for a statement credit to be posted to your account. The credit is only available once every 4 years. If approved for Global Entry, the cardholder will receive access to TSA Pre✓ at no additional charge. Eligibility for TSA Pre✓ is determined on a flight-by-flight basis and not guaranteed. For complete details on the TSA Pre✓ program, go to tsa.gov/tsa-precheck. Visa and Wells Fargo Bank, N.A., reserve the right to modify or cancel this offer at any time and without notice. Certain restrictions, limitations, and exclusions apply to receive this statement credit. Review the Wells Fargo Advisors By Invitation Visa Signature® Card Guide to Benefits for further details.

5. 2% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and Addendum for the Wells Fargo Active CashSM Card for further details.

6. To qualify for the $200 cash rewards bonus, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus cash rewards will show as redeemable within 1 -2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS'TM , cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and Addendum for the Wells Fargo Active CashSM Card for details.