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Choose your
WellsTrade® account

  • A taxable individual investment account featuring a wide range of investment options.
  • A retirement account with tax deductible contributions and tax-deferred earnings until you make a withdrawal.
  • A retirement account for after-tax dollars, but with tax-free1 withdrawals on your earnings down the line.
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Need help? Visit our FAQs.

1. Qualified distributions, which are tax-free and not included in gross income, occur when your Roth IRA has been funded for more than five years and you are at least age 59 ½, or as a result of your death, disability, or using the first-time homebuyer exception.

Wells Fargo and Company and its Affiliates do not provide tax or legal advice. This communication cannot be relied upon to avoid tax penalties. Please consult your tax and legal advisors to determine how this information may apply to your own situation. Whether any planned tax result is realized by you depends on the specific facts of your own situation at the time your tax return is filed.

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  General investing Traditional IRA Roth IRA
Trade Stocks, ETFs, no-load mutual funds, bonds and more. Option trading and margin investing available
Monitor your investments with robust tools and resources
Potential investment earnings grow tax-advantaged
Contributions may be tax-deductible subject to Modified Adjusted Gross Income limits
Rollover/consolidate Traditional IRAs and 401(k)s, 403(b)s, and governmental 457(b)s
Subject to Required Minimum Distributions from age 73
Rollover/consolidate Roth IRAs and designated Roth accounts
Tax-free qualified distributions 1
Access to your contributions anytime, tax-free
Account subject to income limits