You deserve a premier experience
As a Wells Fargo Premier client, you get access to:
Your own team
You'll have access to a team of dedicated specialists from Wells Fargo Bank including a banker and lending specialist, plus a Wells Fargo Advisors financial advisor — all of whom can help you stay focused on your finances and goals.
Relationship pricing
Receive Wells Fargo Bank benefits including preferred rates on select new loans3 and Relationship Interest Rates on eligible linked CDs and savings accounts.2,4
Waived Wells Fargo Bank fees
Pay no fees for domestic or international wire transfers5,6,7,8, and enjoy no ATM fees worldwide and unlimited reimbursement for non-Wells Fargo ATM fees.5,9
Mortgage relationship benefits
Receive Wells Fargo Home Mortgage10 closing cost credits or interest rate discounts based on eligible assets.11
Big picture
Seeing your bank and investment accounts together can give you a fuller picture of exactly where you stand financially.
Helpful tools
Armed with your holistic financial picture and helpful tools such as LifeSync®12, your dedicated team of specialists can help you track progress toward your money goals and provide in-depth analysis and guidance based on your unique circumstances.
Get all the benefits you deserve as a Wells Fargo Bank Premier Checking client.
Contact your Wells Fargo Advisors financial advisor to learn more about Wells Fargo Premier.
1. Wells Fargo Premier:
Requires meeting all conditions of Wells Fargo Premier participation. Wells Fargo Bank and Wells Fargo Advisors discounts and benefits are available to all customers who have a Wells Fargo Premier Checking account, offered by Wells Fargo Bank. The Wells Fargo Premier Checking account has a $35 monthly service fee which can be avoided each fee period with $250,000 or more in statement-ending qualifying linked (a) consumer bank deposit account balances (checking, savings, time accounts (CDs), FDIC-insured IRAs available through Wells Fargo Bank, an affiliate of Wells Fargo Advisors) and (b) investment account balances (investments available through Wells Fargo Advisors, an affiliate of Wells Fargo Bank, and applicable bank fiduciary and custody accounts). Wells Fargo Bank may waive the monthly service fee at its discretion for promotional or other purposes. Refer to the Wells Fargo Bank Consumer Account Fee and Information Schedule for further information about the Premier Checking account and applicable bank deposit fees. Wells Fargo Advisors is not an FDIC-insured depository institution. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. Deposit insurance only protects against the failure of an insured depository institution.
Wells Fargo Advisors:
- Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.
- Certain investments or investment accounts are not eligible for linking.
2. (A) If your Premier Checking account is converted to another checking product or closed by us or you, all linked accounts are delinked from the Premier Checking account and effective immediately, benefits no longer apply, including benefits to your now delinked accounts. You'll no longer receive discounts, options to avoid fees on other products or services, or the Relationship Interest Rate; for time accounts (CDs), this change will occur at renewal. Your delinked accounts will revert to the Bank's current applicable interest rate or fee at that time. (B) If you or we delink an account from your Premier Checking account but other accounts remain linked, the loss of all benefits and the other consequences described above in (A) will immediately apply to the delinked account. Benefits available to your Premier Checking account and any remaining linked accounts will continue.
3. All loans are subject to credit approval, income verification and, if applicable, collateral evaluation. Programs, rates, terms, and conditions are subject to change without notice. The interest rate discount requires a qualifying Wells Fargo consumer checking or savings account and automatic payments set up from qualifying Wells Fargo checking or savings account. If automatic payments are canceled, for any reason at any time, after account opening, the interest rate and the corresponding monthly payment may increase. Only one interest rate discount may be applied per application. Talk with your banker, or refer to product information online at https://www.wellsfargo.com, to learn what requirements apply to your specific loan.
4. A Relationship Interest Rate is variable and subject to change at any time without notice, including setting the interest rate equal to the Standard Interest Rate or to zero (0.00%), which could change the Relationship Annual Percentage Yield (APY). For CDs, the change will occur upon renewal. To receive a Relationship Interest Rate/Relationship APY, the eligible savings account or CD must remain linked to a Prime Checking, Premier Checking or Private Bank Interest Checking account. Upon linking, or switching a linked account to an eligible savings account, it may take up to two business days for the Relationship Interest Rate to be applied to your eligible savings account. CDs must be linked at account open and/or at every renewal.
5. Unless otherwise noted, stated benefits apply only to the Premier Checking account and not other linked accounts.
6. Whether or not the wire transfer fee is waived, Wells Fargo makes money when we convert one currency to another currency for you. The exchange rate used when Wells Fargo converts one currency to another is set at our sole discretion, and it includes a markup. The markup is designed to compensate us for several considerations including, without limitation, costs incurred, market risks, and our desired return. The applicable exchange rate does not include, and is separate from, any applicable fees. The exchange rate Wells Fargo provides to you may be different from exchange rates you see elsewhere. Different customers may receive different rates for transactions that are the same or similar. The applicable exchange rate may vary based on such factors including, but not limited to, currency pair, transaction size, payment channel and product type, such as foreign currency cash, checks, remittances, and wire transfers. Foreign exchange markets are dynamic and rates fluctuate over time based on market conditions, liquidity, and risks. Wells Fargo is your arms-length counterparty on foreign exchange transactions. We may refuse to process any request for a foreign exchange transaction.
7. Incoming wire transfers received in a foreign currency for payment into your account will be converted into U.S. dollars using the applicable exchange rate without prior notice to you. For more information, see the “Applicable Exchange Rate” and “Incoming international wire transfer” sections of the Deposit Account Agreement.
8. Fees may be charged by third parties or other banks, in addition to those described above.
9. Fees charged by non-Wells Fargo ATM operators or networks may apply. For Prime Checking and Premier Checking accounts, Wells Fargo will waive its non-Wells Fargo ATM cash withdrawal transaction fee (U.S. and international) when you withdraw cash from a non-Wells Fargo ATM. In addition, for Prime Checking Wells Fargo will reimburse one fee charged by a non-Wells Fargo ATM operator located in the U.S. and one fee charged by a non-Wells Fargo ATM operator located outside the U.S. per fee period. For Premier Checking, Wells Fargo will reimburse all fees charged by non-Wells Fargo ATM operators. When the amount of the fee charged by the non-Wells Fargo operator or network is not provided to Wells Fargo, Prime Checking and Premier Checking customers will receive a $4.00 reimbursement per cash withdrawal.
10. Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801) and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts.
11. Not eligible with FHA and VA loans. Additional limitations may apply. Wells Fargo Premier is not required for clients to qualify for mortgage asset-based relationship benefits.
12. LifeSync® is available on the smartphone versions of the Wells Fargo Mobile® app. Additional device availability may vary. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
Information is accurate as of the date provided and is subject to change without notice.
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2026 Wells Fargo Bank, N.A. NMLSR ID 399801. Equal Housing Lender.
Equal Housing Lender.