If your investment strategy includes holding cash, Brokered Liquid Deposit is a flexible cash management solution that combines competitive yields with same-day1 access to funds – and it’s now available in your WellsTrade® account.
Call 855-348-2071 now to get started.
Competitive Yield
Rates starting at 3.40% and increasing based on your deposit balance.
| Deposit Balance | Annual Percentage Yield (APY)2 |
|---|---|
| $100,000 – $499,999 | 3.40% |
| $500,000 – $4,999,999 | 3.40% |
| $5,000,000 – $49,999,999 | 3.55% |
| $50,000,000+ | 3.65% |
Rates subject to change.3 Confirm current rates by calling 855-348-2071.
Withdrawals processed by 3:00 p.m. EST settle the same day—ideal for personal needs or investment opportunities.
Brokered Liquid Deposit is available with non-retirement and non-advisory brokerage accounts. Funds held in Retirement Accounts (IRAs, Keoghs) are not eligible for Brokered Liquid Deposit. Further restrictions may apply to initial deposit dollars.
Minimum Deposit Requirements
FDIC Insurance
Deposits are insured up to $250,000 per depositor ($500,000 for joint accounts) at Wells Fargo Bank, N.A.5
Call 855-348-2071 to get started or to learn more about how Brokered Liquid Deposit can fit into your WellsTrade portfolio.
The Brokered Liquid Deposit Program is not a sweep option. Your cash balances will not automatically sweep from your brokerage account into the Brokered Liquid Deposit Program. Please review Brokered Liquid Deposit Disclosure.
1 Withdrawal requests made and processed by 3:00 pm EST will have same-day settlement (“same-day access”).
2 Interest rate and annual percentage yield (APY) shown are as of March 19, 2026, are based on each account balance enrolled in Brokered Liquid Deposit, and will vary over time. Tiered rates apply to all Brokered Liquid Deposit balances, and clients who maintain higher balances may receive a higher yield.
3 Wells Fargo Advisors is not obligated to provide a particular rate of return. The rate will be decided at Wells Fargo Advisors’ discretion and Wells Fargo Advisors does not guarantee a particular rate or linkage with a certain money market mutual fund rate of return.
4 Eligible account types include Non-Retirement and Non-Advisory Brokerage Accounts. Further restrictions may apply to initial deposit dollars. Please contact us for more information.
5 Deposits to Brokered Liquid Deposit will be made to Wells Fargo Bank, N.A. Deposits (including principal and interest) are eligible for FDIC insurance up to $250,000 per depositor ($500,000 for joint accounts with two or more owners) in each insurable capacity. If your total deposits at Wells Fargo Bank, N.A., (including those placed directly at the bank, or through an intermediary such as Wells Fargo Advisors) exceed the applicable FDIC insurance limit for that ownership category, the excess deposits will not be insured. Clients are responsible for monitoring their deposits, including deposits held outside of Brokered Liquid Deposit, such as Wells Fargo Bank accounts or Bank Deposit Sweep, to determine if the deposits exceed the FDIC insurance coverage limits in the same ownership category. Wells Fargo Advisors is not an FDIC-insured depository institution. Banking products and services provided by Wells Fargo Bank, N.A., Member FDIC. Deposit insurance only protects against the failure of an insured depository institution and is subject to FDIC rules, including pass-through coverage which requires certain conditions to be satisfied.
