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Wells Fargo Advisors offers a unique business model. Within our integrated brokerage, we have advisors in Wells Fargo Advisors branches. We also have advisors supporting online and phone advice, and support independent branches. This choice-based approach supports advisors with different backgrounds, needs, and preferences. For our clients, we can provide advice and service differently, depending on the channel they prefer, tailoring our approach to meet their individual needs and preferences.